Meet Tanah
The AI credit team you wish you had.
Analytics and insights across your entire portfolio.
The problem
Your portfolio grew. Your team didn't.
Deals got more complex as your portfolio grew, but the work still runs on spreadsheets, inboxes and shared drives. Every loan brings its own terms, covenants and reporting deadlines.
Before · one facility, scattered
Facility agreement
Shared drivesAmendment and waiver letters
EmailLoan tape
SpreadsheetsManagement accounts
Borrower accounting
Borrower reporting updates
ChatCall and credit review notes
NotesRelationship history
DealCloud and other CRMs
Payment confirmations
Agent bank portal
Market data and credit ratings
After · one record in Tanah
LiveStraits Quay Logistics Pte Ltd
Kinabalu Credit Fund II · Singapore
- Drawn
- USD 22.5M of USD 30.0M
- Rate
- 13.0%
- Maturity
- 9 Jul 2027
- Repayment
- Amortizing
Lender protections
- Outside limit
Covenants
Leverage 3.00x against a 2.50x maximum (previous test 2.70x) · tested
- 1 overdue
Reporting
1 of 5 required items received · oldest due
- Recorded
Security
USD 52.0M collateral · LTV 43.3% · valued
- None overdue
Debt service
Next due · USD 2.49M principal, interest and fees
Farah Iskandar · latest review
Two review priorities. Your team makes the call.
The solution
Your best analyst, compliance officer and portfolio manager, all in one.
Tanah tracks your investments down to the sub-clause level, monitoring assets, collateral and covenants, so you can focus on what matters.
How it works
LiveEvery new signal, checked and in context.
Tanah verifies information as it arrives, from borrowers, your team and the wider market, and shows you what it means for your portfolio.
- 01
Verify
Cross-check, audit and verify incoming data, and flag anything that doesn't add up.
- 02
Reconcile
Reconcile it with the rest of your portfolio, so every record stays current.
- 03
Anticipate
Read borrower updates and market signals together, and flag risks before they reach a payment date.
- 04
Decide
You make the judgment calls, with the evidence in front of you.
- 01
Verify
Live- Loan tapeXLSX
- Payment recordsCSV
- Borrower updateEML
VerifiedLoan tape matches payment records
7 facilities · 142 payments cross-checked
FlaggedEBITDA differs from management accounts
Compliance certificate · Mekong Precision Systems
- 02
Reconcile
LiveFund I · one record
Reconciled- Borrowers
- 5
- Facilities
- 7
- Covenants
- 24
Current3 records updated from today's files
Repayment schedule · borrower forecast · reporting calendar
- 03
Anticipate
Market signal
ExternalDiesel up 22% in 60 days
Manufacturing input costs rising across Vietnam
Saigon Circuit Systems · DSCR
At risk- Latest
- 1.32x
- Projected
- 1.18x
- Minimum
- 1.25x
Projected below minimum at the test
- 04
Decide
Your teamProjected covenant breach
Saigon Circuit Systems · DSCR 1.18x projected against 1.25x min
Your team makes the call.
Portfolio management
A portfolio that flags its own issues.
From underwriting through repayment, Tanah supports the work behind your analysis. You get to focus on the decisions that matter.
Straits Quay Logistics Pte Ltd
Kinabalu Credit Fund II · Singapore
Underwriting
BetaYour AI compliance officer
Borrower identity, ownership, KYB and credit-risk review.
- Registry
- ACRA, Singapore
- Directors
- Tan Wei Kiat · Lim Mei Xuan
- Incorporated
- 18 Apr 2008
- Sanctions screening
- Review
Monitoring
LiveYour AI credit analyst
Covenant results, reporting obligations and collateral.
- Outside limit
Leverage covenant
2.70x → 3.00x against a 2.50x maximum · tested
- 1 overdue
Reporting
1 of 5 required items received · oldest due
Servicing
LiveYour AI servicing specialist
Schedules, recorded payments and reporting follow-ups.
- Received
Recorded payment
Interest received · USD 248,424.66
Schedule
Next due · USD 2.49M principal, interest and fees
Confirm the next receipt against the schedule
Farah Iskandar · once the payment lands
Who it's for
For everyone who puts capital to work.
Built for private credit funds, lenders, family offices and DFIs, with one view of every investment across funds, mandates and markets.
Private credit funds
Keep oversight across funds, strategies and jurisdictions. Every facility's covenants, reporting and payments sit in one record, so your whole book is reviewed the same way.
Alternative and non-bank lenders
Grow the loan book without growing the back office. Borrower reporting and payments are checked as they arrive, and only what needs a decision reaches your team.
Family offices
Bring institutional structure to direct credit. Track each direct loan and co-investment against its terms, with reporting deadlines and covenant tests in one place.
DFIs
Track reporting shaped by loan terms and mandates. Follow every borrower across countries and currencies, and see who's behind on reporting before a review is due.
FAQ